Straight answers about how we’re paid.
How we’re paid
ITX Insurance Agency is paid a commission by the insurance company you choose, not by you. We do not bill you a separate commission fee; insurer compensation is reflected in the product's pricing.
Because compensation is built into pricing, it’s fair to ask any agent — including us — how they’re paid on a specific product. We’ll tell you.
What guarantees depend on
Annuity guarantees depend on the financial strength and claims-paying ability of the issuing insurance company. Annuities are not bank deposits and are not FDIC insured.
Where we serve
ITX Insurance Agency serves clients in all 50 states through Producers XL. Our licensed agents can provide quotes and submit applications in all 50 states.
Fixed annuity and fixed life insurance quotes available in all 50 states.
How your quotes are prepared
Our licensed agents prepare exact quotes from carriers available through Producers XL.
The estimates on this site are modeled from published carrier quote surveys (LifeAnnuities.us published rate tables). The carriers in those surveys are a benchmark for the estimate, not a list of carriers we represent.
What we promise
- Estimates without asking for your contact information.
- We never sell your information.
- If you tell us to stop contacting you, we stop.
Meet the person who'll call you
Ron Hensel
President
Ron Hensel is President of InsurTech Express and the licensed agent behind ITX Insurance Agency. He brings more than 24 years of deep industry expertise and firsthand insight into helping clients protect their hard-earned assets and plan for a more secure retirement. His experience includes senior annuity leadership roles at The Hartford and Global Atlantic Financial Group, where his division raised more than $30 billion in annuity premiums. Ron lives in Chesterfield, Missouri, with his wife, Charlotte, and their three sons.
We return messages during business hours, usually the same day. No obligation, ever. How we’re paid